Real Money Baccarat

Real Money Baccarat

Here's our list for the highest quality online casinos for playing baccarat. All of these casinos have baccarat games with amazing graphics, special features and chances for big payouts!

Best Real Money Baccarat Casinos

Although not all the online casino players might be familiar with it, real money baccarat is one of the favorite games of high-rollers. With straightforward rules and fast-paced action, baccarat provides a kind of adrenaline many players are after. And, while it may be the game of high-rollers in land-based venues, online baccarat tables are accessible to everyone, and you won’t need to break the bank to play some baccarat.

Real money baccarat is played using six or eight decks of cards placed in a shoe. From this shoe, two hands are dealt: one is the dealer (the banker) and other one is the player. Online baccarat players can place their bets on either hand winning before the cards are dealt or, if they feel particularly lucky, they can bet on a tie.

The winning baccarat hand is the one that’s closer to the total on nine. Card values are counted as follows: 10s and face cards are valued zero (0) and all other cards have their actual values. The total value of the hand can never exceed nine, because values of cards are added together, and only the second digit is counted.

There are some more rules concerning online baccarat, explaining when the player and the dealer have to draw another card or aren’t allowed to draw any more cards. These may seem complicated, but baccarat is easy to play because these aren’t optional, like in blackjack. So you can start playing without any fear of making mistakes, as the dealer or the software won’t let you make any.

Real Money Baccarat

In this day and age, practically all casino games are available to all the players who visit a casino, but it wasn’t always so. Rewind time by just a few decades and you will come to an era when some games were restricted and reserved for high stakes gamblers in roped off sections of brick and mortar casinos.

Baccarat is probably the best example of such exclusive games that gained lots of popularity among high stakes gamblers and a special mystique among the rest of casino goers. While the game of baccarat is in fact a very simple one with practically no skill elements involved, simply making the game exclusive made it one that everyone wanted to play.

Today, baccarat can be played for real money in live and online casinos for low and high stakes alike, but many live casino still keep the minimum bets quite high. The casino edge in baccarat is quite small and the game is very simple to play, which is what makes it so appealing to hosts of players.

In the most recent years, baccarat has become very popular among Canadian casino players as well, so we are here to teach you how to play real money baccarat in online casinos, how to pick the site to play baccarat at and how not to waste money while playing.

Basic Rules of Baccarat

If you are going to play baccarat for real money, you may as well learn the rules before jumping into the game. While there isn’t too much to it in terms of rules and strategy, there are some basic tips that you will need to follow. First of all, let’s learn how to play a hand of baccarat.

The goal of baccarat is to make a hand that is as close to 9 as possible, just like the goal of blackjack is to come as close as you can to 21. Unlike most card games where face cards are worth 10 points, face cards are worth 0 points in baccarat and aces are worth 1 point. Other numbered cards are worth their regular value.

While you are being dealt cards, getting to 10 will restart the count. The most common version of the game played by Canadian casino players is Punto Banco, in which two hands are dealt out, for “the player” and the other one for “the banker”. Players can bet on either side to win the hand and there is no further decision making.

Initially, both hands are dealt two cards and further cards are dealt out based on a complicated table of rules. Yet, the dealer must comply with these rules fully and can never drift away from them, which means you should not worry about making a mistake while playing Punto Banco or any other form of real money baccarat.

Placing Your Real Money Baccarat Bets

Gamblers around the world like to use their “experience”, their “gambling savvy” and of course their superstitions when playing baccarat to decide which hand to bet on next. There are three possible bets you can make in baccarat and they are:

  • Players or Punto
  • Banker or Banco
  • Tie

While in games like roulette it does not really matter how you bet and the house edge is always the same, baccarat is quite a bit different. In fact, every time you bet on banker’s hand, the house edge will only be 1.06%. On the other hand, if you bet on the player, the house edge will be slightly higher at 1.24%.

Even this small difference can add up over time, which is why smart gamblers always bet on the banker no matter what. The worst decision you can possibly make while playing real money baccarat is to bet on the tie, as this bet gives the house an incredible 14.36% house edge and despite the higher payoff, it is so unlikely to happen that it should never be made.

We understand that gambling is about taking a chance, but there are some chances that are worth taking and betting on a tie in baccarat is simply not one of them. To stay safe and always make the best possible bet, keep betting on the banker and hope you catch your hot streak.

Play Real Money Baccarat at Top Online Casinos

While we did say there isn’t much in terms of strategy in the game of baccarat, there is one thing that you should always be careful for and that is the choice of online casino that you play at. With so many online casino sites out there, one can easily make a mistake and simply play at a casino that does not offer the best possible conditions.

The list of top online baccarat casinos that you can find on this page is compiled to help you with this choice. Every casino on our list offers many different baccarat tables you can choose from and provides you with an opportunity to play baccarat with optimal terms.

This includes great deposit bonuses and promotions, top notch customer support, fast banking and everything else a customer could want for. If you are going to play baccarat for real money, you should always make sure you are getting your money’s worth by playing at sites that run smoothly, are safe to play at and let you play at the stakes you want.

The top online casinos listed on this page comply with all these terms, so make sure you pick a casino from our list when you do decide that it’s time to jump into real money baccarat action for the first time.

Experience Live Baccarat

As we already mentioned, baccarat is a casino game that was made world popular by brick and mortar casinos spreading it for high stakes. In a live casino environment, the game is known for a certain high class feel that surrounds it, with many players in tuxedos playing it and the tables usually manned by the finest dealers out there.

Thanks to the invention of live casino platforms, online casinos now offer you a chance to experience the full beauty of the game of baccarat without leaving your house. Live real money baccarat is available for play in all the online casinos on our top baccarat casinos list and you can usually play at multiple tables with varying stakes and different dealers at each.

Live baccarat gives you an opportunity to experience some of the glamour associated with the game and you can do it while playing on your PC or your mobile phone. Live baccarat is just as simple to play as virtual baccarat, since your only decision will be which hand to bet on and the answer should always be the banker’s.

Since multiple players can play live baccarat at the same time and bet on the same hands, many different players can be playing at once. This way, online casinos enable you to play live baccarat for much lower stakes than you would have to bet in a brick and mortar casino and provide you with hours upon hours of fun for a very small stake.

Mobile Real Money Baccarat

Thanks to the modern software and technology used by online casinos, all casino games, including baccarat, are now available for mobile play. Playing real money baccarat on your mobile is a quick and sure way to kill some time while commuting to work or waiting for your friends down at the pub and it is an amazing new option that online casinos only added a few years ago.

If you want to play baccarat on your mobile devices, all you will need to do is set up an account with one of the online casinos on our top baccarat casinos list. Each of the casinos in question offers a mobile casino platform, which can be used to play various forms of virtual baccarat and live baccarat alike.

Once your account is ready and loaded up with money, you will be able to play without downloading any apps, as most modern casinos offer instant play platforms accessible via mobile browsers. This means no hassle, no waiting time and lots of action at any time on your iPhone, Android or another mobile device of your choice.

Beating Baccarat: Betting Systems

Over the years, players have tried to beat baccarat just like they tried to beat all other casino games. While in some cases, casino games can be beat and casino edge can be diminished, there is no real way of beating online baccarat.

However, given the game’s extremely small edge and the fact that banker and player hands both win quite frequently, a number of betting systems such as Martingale, Labouchere and D’Alembert which use some sort of betting progression all have a good chance of giving you success in the short term.

If you love playing baccarat and are looking for a way to win at real money gambling, applying one of these betting systems to the game of real money baccarat can be your way of having a good winning session. Since there is only a very small chance of many hands in a row going to either banker or the player, the chances are you will win for quite a while before running into the streak that kills your bankroll.

Playing one of these systems with a substantial starting bankroll can in fact be quite profitable. Just be careful as online casinos frown upon players using bonus money to play such systems and usually won’t let you cash out your winnings in such cases, as stated in their terms and conditions, so make sure you know what you are in for before you start playing.

Real Money Baccarat with a Bonus

Canadian casino players can gain access to numerous online casino bonuses at the top sites out there. Casino deposit and reload bonuses can significantly boost your bankroll and give you a better shot at winning and taking some money off the tables.

While most casino bonuses are not designed with baccarat, but rather slots, in mind, you should make sure that you read all the terms and conditions of the bonus before you start using bonus money to play real money baccarat.

If the online casino you are playing at does count baccarat bets towards the wagering requirements, you can start playing freely with your bonus money. Playing with the extra bucks in your bankroll will greatly help as you battle the variance and try to come out as a winner.

You should stay away from using betting systems when playing with a bonus and just play the game straight up. After all, the casino edge in baccarat is only 1.06% if you are betting on the banker, and with double or triple the money to start with, your chances of winning are quite good anyway.

Using bonus money to play baccarat can be a great strategy, and switching between casinos to always play with a bonus in your account is one good way to increase your bets and try to boost your bankroll into the stratosphere.


Why is baccarat so popular?

While it is a simple game in essence, the marketing behind the game made baccarat the game of high stakes gamblers that other players could only observe for many years. Since everyone wants what they can’t have, baccarat quickly became a game of myths and legends.

How much can I bet?

Fortunately, online casinos changed baccarat into a more accessible game, so nowadays you can bet as little as $1 per hand on many online baccarat tables.

What about live baccarat tables?

While live tables usually have slightly higher limits, you can still play live baccarat online for relatively small bets.

What hand should I bet on?

Always bet on the banker bet to reduce house edge as much as possible. Avoid betting on tie at all costs as the casino edge on that bet is massive.

Is baccarat worth playing with a bonus?

Absolutely! Playing baccarat with a bonus gives you a better chance of winning and despite the high wagering requirements, there is a very good chance of coming out as a winner.

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